What Happens When You’re Hit by an Uninsured Driver?

In the UK, it is illegal to drive without valid insurance under the Road Traffic Act 1988. However, many motorists continue to drive uninsured, putting others at risk. If you’ve been involved in an accident caused by an uninsured driver, you may be entitled to compensation for:

• Vehicle repairs or replacement
• Medical expenses and rehabilitation costs
• Loss of earnings due to injuries
• Emotional distress and suffering

Fortunately, there are legal mechanisms in place to protect victims in these situations.

How the Motor Insurers’ Bureau (MIB) Can Help

The Motor Insurers’ Bureau (MIB) is an organization that compensates people who have been injured or suffered damages due to uninsured or untraceable drivers. If the at-fault driver has no insurance, you can file a claim through the MIB.

Key Points About MIB Claims:

• Who Can Apply? Victims of uninsured drivers who have suffered personal injury or property damage.
• Reporting Requirements: Personal injury claims must be reported to the police within 14 days, and you must provide evidence of your losses.
• Time Limits: Property damage claims must be submitted within 9 months, while personal injury claims generally follow the 3-year legal limitation.

How Integrity Law Can Assist You

Filing a claim against an uninsured driver can be complex, but our expert solicitors at Integrity Law are here to help every step of the way. We provide:

Eligibility Assessment: We’ll determine if you qualify for an MIB claim.
Evidence Collection: We gather all necessary documentation, including medical reports, repair estimates, and police records.
Claim Management: We liaise with the MIB on your behalf to ensure a smooth and timely process.
Negotiation for Fair Compensation: Our team fights to secure the maximum compensation for your injuries and losses.

Why Choose Integrity Law?

With a strong track record of handling uninsured motorist claims, Integrity Law provides expert legal guidance tailored to your needs. We focus on securing the financial compensation you deserve so you can move forward with peace of mind.

Take Action Today

If you’ve been involved in an accident with an uninsured driver, don’t face the legal process alone. Contact Integrity Law today for expert legal advice and start your compensation claim with confidence.