What Are Credit Hire Claims?

Credit hire is a service designed for drivers who are not at fault in an accident but need a replacement vehicle while theirs is off the road. Instead of paying upfront, the cost of the hire vehicle is recovered from the at-fault party’s insurer—or, if necessary, through legal proceedings.

This type of claim is essential for individuals who rely on their vehicles for work, family responsibilities, or daily activities and cannot afford the disruption caused by an accident.

A credit hire claim arises when:

• Your vehicle is damaged or written off due to another driver’s negligence.
• You need a temporary replacement vehicle to continue your daily routine.
• The cost of hiring a similar vehicle is recovered from the responsible party’s insurer.

How Does the Credit Hire Process Work?

Accident Occurs – If you’re involved in an accident caused by another driver, you’re entitled to claim for the loss of your vehicle.

Arrange a Credit Hire Vehicle – A credit hire company will provide a replacement vehicle that closely matches your own.

Claim Through Insurance or Legal Process – The cost of the hire car is covered by the at-fault driver’s insurance. If their insurer refuses to pay, we take legal action to recover the costs.

Compensation Recovery – The credit hire company seeks full reimbursement for the hire vehicle, including any associated costs, ensuring you don’t bear the financial burden.

Why Consider a Credit Hire Claim?

Losing access to your vehicle after an accident can significantly impact your work, personal life, and finances. A credit hire claim ensures:

You Stay Mobile – Continue your daily routine without disruption.
No Out-of-Pocket Costs – The hire vehicle costs are recovered from the at-fault party’s insurer.
Legal Protection – If the insurer refuses to pay, legal action ensures your rightful claim is pursued.

How Integrity Law Can Assist You

At Integrity Law, we understand how frustrating and disruptive an accident can be. Our dedicated legal team is here to handle your credit hire claim efficiently, ensuring you receive the best service and compensation possible.

Why Choose Us?

Expert Legal Support – Our solicitors handle everything, from securing your replacement vehicle to negotiating with insurers.
No Win, No Fee – No upfront costs—you only pay if we successfully recover your claim.
Fast & Stress-Free Process – We work quickly to ensure you get back on the road as soon as possible.

If you’ve been in an accident that wasn’t your fault and need a replacement vehicle, don’t let legal complexities slow you down. Contact Integrity Law today for a free consultation at 01772 200999 or email info@integritylaw.travelclinicleeds.com. Let us handle the details while you focus on getting back to normal.